Buyer Info


Consulting a REALTOR®


REALTORS® are members of The Canadian Real Estate Association who subscribe to a Code of Ethics and Standards of Business Practice. Members of the Victoria Real Estate Board are members of both the British Columbia and Canadian Real Estate Associations.


The following is a list of services you can expect to receive from a REALTOR® when you buy a home:


  • A REALTOR® will fully explain the details of your working relationship (called "agency") so that you are clear as to when a REALTOR® is working for you or for the seller.
  • A REALTOR® has access to hundreds of current listings of homes for sale because of a co- operative system called the Multiple Listing Service® (MLS®).
  • A REALTOR® can provide you with a customized list of homes that best meet your needs -- size, style, features, location, proximity to schools, shopping, etc. - and then make arrangements for you to view those homes that appeal to you the most.
  • A REALTOR® will help you determine how big a home you can afford.
  • REALTORs® are familiar with the local lending market and can offer helpful advice.
  • A REALTOR® has no emotional ties to any type or style of home and can be objective in pointing out the merits of one home over another.
  • A REALTOR® will have information on zoning changes, taxes, utility costs and school and recreation services that could affect your decision to buy a home in a specific area.
  • A REALTOR® will assist you in negotiating the terms of your purchase, which can be a nerve- wracking process for someone who is not experienced in negotiating.
  • A REALTOR® will advise you of the legal process required in obtaining title and taking possession of your property; the costs associated with buying a home such as insurance, mortgage registration and legal fees will be explained in detail.

WHY US?  Because we WILL protect ALL your interests throughout the whole buying process.




Buying

Let us help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

 

While at your side each step of the way, We will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

 

We are always familiar with the current homes on the market, and we know neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

 

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

 

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

 

Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

We Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

 

We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search our listings here at our website.

We Will Help You Every Step Of The Way

We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

David Hitchcock
Phone: (250) 755-9629
Office: (250) 758-7653
Fax: (250) 758-8477
Brandy Hemingway
Phone: (250) 327-4915
Office: (250) 758-7653
Fax: (250) 758-8477
Beds (Min)
Any
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Baths (Min)
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Priced between $ & $
NOTE: MLS® property information is provided under copyright© by the Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification. This website may only be used by consumers for the purpose of locating and purchasing real estate.